Akani Passive Income Portfolio
The primary objective of a retirement fund is to replace one’s salary on retirement. A Net Replacement Ratio (NRR) is used to measure the percentage of final pensionable salary that can be obtained by purchasing an annuity that will provide a guaranteed inflation-linked income stream for life.
01
Discuss Project
We work to understand your issues and are driven
02
Filter Every Issues
We work to understand your issues and are driven
03
Filter Every Issues
We work to understand your issues and are driven
An NRR of between 60%-75% is generally accepted to provide the required income for most people to maintain their existing lifestyles supported by their salaries. This may vary from individual to individual, depending on his/her needs and circumstances.
The APIP Life Stage solution has 2 distinct phases:
Accumulation of assets (30-40 years), and preparing towards specific retirement objectives (5-7 years prior to retirement). The AF Passive Moderate portfolio is designed to be part of the APIP Life Stage retirement solution. It reduces capital risk (volatility) relative to the APIP Passive Bold Moderate portfolio, and is used in the middle phase of the preparation for retirement where the main objective is capital preservation.
